Life Insurance · Texas
Life insurance in Texas — honest, plain-English advice
Last updated: May 28, 2026 · Reviewed by Mark Snyder, NPN 22163900
Licensed non-resident agent in Texas — serving the entire state from Las Vegas. Whether you’re in a major metro or a smaller town, the process is the same — a short discovery call, an honest recommendation, and (if it’s a fit) a real carrier illustration or quote built around your age, health, and goals.
How Texas life insurance works with an independent agent
I’m not captive to one carrier. I compare multiple A-rated carriers and recommend the one that actually fits your situation — and if a product isn’t the right answer for you, I’ll tell you that too. The conversation is short, the math is plain, and you get real AG 49-B-compliant illustrations on IUL quotes, not marketing charts.
Coverage I write in Texas
Final expense & burial
A small whole-life policy ($5,000–$25,000) that covers your funeral, burial or cremation, and final bills. No medical exam on most plans. Locked-in rate for life.
Best for adults roughly 50–85 in Texas who want affordable, guaranteed coverage for end-of-life costs.
Explore final expenseIndexed universal life (IUL)
Permanent life insurance with tax-advantaged cash-value growth, a contractual floor against market losses, and flexible premiums. AG 49-B-compliant illustrations only.
Great for Texas residents who want permanent coverage plus tax-advantaged growth as an additional bucket.
Explore IULCities I serve in Texas
I work with clients in every part of the state. Here are the Texas cities with dedicated pages:
Don’t see your city? That doesn’t matter — the process is the same statewide. Call or schedule a time and we’ll get going.
Verify my Texas license
I’m a non-resident insurance producer in Texas, state license #348883, NPN 22163900. Independently verifiable:
- NIPR.com — National Insurance Producer Registry (lookup by NPN)
- Texas Department of Insurance — public producer lookup
Common questions (Texas)
Is Mark Snyder licensed in Texas?
Yes — non-resident licensed life insurance agent in Texas, state license #348883, NPN 22163900. Verifiable through NIPR.com or the Texas Department of Insurance.
Do I have to meet in person?
No. The full process — discovery call, illustration delivery, application, underwriting, and approval — is done by phone, video call, and email. It’s faster and means you can compare carriers on your own time.
What carriers do you work with?
Multiple A-rated carriers. The specific recommendation depends on your age, health, and coverage goal — I’ll name the carriers and the reasoning on the call.
How long does it take to get approved?
For final expense (no medical exam): often same-day to a few business days. For IUL: the carrier illustration usually comes within one business day of our call; full underwriting typically takes 2–6 weeks depending on age and health.
Ready when you are
No pressure, no obligation — just honest answers from a licensed agent in Texas.
Related: What is IUL? · Final expense overview · About Mark · All guides