San Diego · California
Life insurance in San Diego, California
I’m Mark Snyder, an independent life insurance agent licensed in California. I help San Diego families with two things: indexed universal life (IUL) for tax-advantaged permanent coverage, and final expense / burial insurance to cover funeral and end-of-life costs. Multiple A-rated carriers, plain-English advice, and never any pressure — handled simply by phone or video.
An independent agent — not a call center
San Diego gets carpet-bombed by life insurance ads from giant call centers that route you through a queue and hand you off to whoever picks up next. I work differently: as an independent agent I’m not tied to one carrier, so I compare multiple A-rated companies and recommend what genuinely fits your age, health, budget, and goals — with the same agent from first call to issued policy. If a product isn’t right for you, I’ll be straight with you.
Who I help around San Diego
I work with families across San Diego, Chula Vista, Carlsbad, Encinitas, Escondido, El Cajon, La Mesa, Oceanside, North County, the South Bay, and East County. Military and veteran families from Naval Base San Diego and Camp Pendleton, biotech and tech professionals in UTC/Sorrento Valley, retirees in North County, and families across the metro — everything is handled by phone or video on your schedule.
What I offer
Final expense & burial insurance
A small whole-life policy ($5,000–$25,000) built to cover your funeral, burial or cremation, and final bills. No medical exam on most plans, a rate locked for life, and money paid directly to your family.
Explore final expenseIndexed universal life (IUL)
Permanent life insurance with tax-advantaged cash-value growth, a floor against market losses on indexed value, and flexible premiums — illustrated with real, AG 49-B carrier numbers, not inflated projections.
Explore IULMilitary and veteran families
With Naval Base San Diego, Naval Base Coronado, MCAS Miramar, and Camp Pendleton just up the coast, a lot of San Diego clients I talk to are active-duty, reserve, or veteran. The most common question I get: “is SGLI/VGLI enough?” The honest answer depends on what happens at separation, what you can convert, and what your family actually needs — not what an ad tells you. I’ll walk through it plainly. See life insurance for veterans for the breakdown.
Licensed in California
Mark Snyder is a licensed life insurance agent in California (NPN 22163900), and also licensed in Nevada, Texas, and Arizona. Distance is no obstacle — we work by phone and video, so you get the same licensed agent from first call to issued policy.
San Diego life insurance questions
Are you licensed in California?
Yes — I’m a licensed life insurance agent in California (NPN 22163900), and also licensed in Nevada, Texas, and Arizona.
Do you work with military families in San Diego?
Yes. With Naval Base San Diego, Camp Pendleton nearby, and a large veteran population, military and veteran families are a big part of San Diego life insurance work. I’ll explain plainly when SGLI/VGLI is enough on its own and when private permanent coverage actually makes sense — see life insurance for veterans.
How much does life insurance cost in San Diego?
It depends on your age, health, coverage type and amount, and the carrier. Because carriers price the same person differently, comparing several is the best way to get a fair rate — I’ll give you real numbers on a short call.
Is an IUL worth it for a San Diego tech or biotech professional?
Often, yes — that’s a common reason San Diego professionals look at IUL once they’ve maxed their 401(k) and Roth IRA. It can add tax-advantaged growth and tax-free access on top of qualified accounts. The key is real AG 49-B-compliant carrier illustrations, not marketing charts. See IUL for retirement.
Talk to a licensed agent
No cost, no obligation — just honest answers from a licensed agent who serves San Diego.
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